I came across this passage from a posting at the blog
Blondetwit. I think the writer makes a powerful point. Here's the quote:
Health Insurance is NOT health care. Health insurance at its core, relies on risk versus reward, which equates to one thing: profit on human suffering.
It was forcefully posed to me that I must also be against car insurance, fire insurance and life insurance. Those who know me would absolutely laugh at this. I come from a long line of life insurance agents, and was one myself. I consider it one of the most important purchases for any family, or any business. Everyone WILL die. Life Insurance allows survivors to carry on without financial tragedy, etc. Car insurance is based upon any individual's ability to maintain their PRIVILEGE to drive a car. Some fail that test, and there are always alternatives to driving, and not having coverage or not being able to drive does not create a moral dilemma. Fire insurance for your home or business, same thing basically as car insurance. No one lives or dies based on an insurance company's decision to cover or not to cover.
Health Insurance, by it's very nature, the same as car insurance or fire insurance, can exist based only upon a healthy and robust business model that can attract investors, or others to be mutually insured (as in mutual insurers, not stock insurers).
By the very nature of the business model, someone, somewhere, will make a decision about a human life. Actually, about millions of human lives.
An insurer will make the decision as to who lives and who dies. That decision is for God, the Universe, or how or whatever you believe - not a pencil pusher in a cubicle.
We must permanently unlink "Health Care" and "Insurance". The two cannot co-exist in a moral model.